Unit Trusts
to Investments?
What are Unit Trusts?
A unit trust is a regulated investment vehicle where Funds from investors are pooled together and invested into different asset classes by investment professionals.
Benefits of Investing in Unit Trusts
- Removes the task of figuring out where to invest as there are professionals to do that for you.
- Access to local and global markets at low minimum requirement.
- Diversified risk (e.g. inflation risk, currency risk) by investing in different instruments and classes.
- Flexibility in client transactions. You say when.
Unit Trusts Assurance Framework
This framework outlines the different service providers and their roles involved in managing and safeguarding your investments within a Unit Trust Fund. Each represents a specific combination of oversight, responsibility, and contractual relationships between themselves and the Unit Trust Fund.
Management Company
- Licensed by NBFIRA to operate CIUs
- Administers the Morula Umbrella Fund
- Net Asset Value (NAV) calculations
- Investor Records
- Transaction processing
Investment Manager
- Licensed asset manager
- Executes investment strategy
- Manages portfolios
- Handles reporting, compliance, and client relations
Custodian& Trustee
- Holds Fund assets securely
- Executes and settles trades
- Independent oversight
- Ensures compliance with investment guidelines
- Protects investor interests
Fund Administrator
- Net Asset Value (NAV) calculations
- Investor records
- Transaction processing
- Reporting
Investors
- Buy units in the trust
- Receive access to diversified, professionally managed portfolios