Insights
Proxy Voting Principles and Guidelines
INTRODUCTION
Morula Capital Partners (Morula) is a long‑term, valuation‑oriented investor focused on maximizing sustainable client returns while managing risk. Proxy voting and ongoing engagement with company boards and management are integral to our investment and stewardship approach, supporting the preservation and creation of long‑term client value.
Economic, Social and Governance (ESG) factors are an important consideration in assessing a company’s risk and return profile. As part of our fundamental analysis, we evaluate ESG practices, with particular emphasis placed on governance matters.
Strong governance serves as a key screening tool in our investment process. We may choose not to invest in companies with weak governance structures, even where financial performance or valuation appears attractive. Our view is that well‑governed businesses, supported by sound ethical practices, are better positioned to sustain shareholder value over the long term.
Monthly Money Matters | What Is an Emergency Fund and How Do You Build One? | April 2026
INTRODUCTION
Life is inevitably filled with unforeseen events that require a financial response. Whether large or small, these events will occur — the emergency is not a matter of “if”, but “when”. For this reason, an emergency fund is not optional; it is essential. Having a reserve fund for financial shocks helps protect you from financial stress and uncertainty by providing stability, peace of mind, and a buffer that allows you to manage disruptions without derailing your long‑term financial goals. In this edition, we share practical guidance on building financial resilience and creating a solid foundation for long‑term financial wellbeing.